Have you ever done the most weird thing in your life? I did! After spending and enjoying the opportunity of having credit cards, I decided to eliminate them. I cut them so that I will not be tempted to use them anymore.
Now I am starting to save money. And in order to save money, pay the debts first. (Ang pinakamasakit dun ay magbayad ng utang na hindi naman actually sa'yo.) But I learned a lesson before I read the book "The Confessions of a Shopaholic".
12 comments:
I have no credit card and never wish to have one anymore. I'm an impulse buyer and credit card is a no-no for me. I have one about ten years ago at di ko na nanaisin pa magkaron ulit. :)
I only have one credit card. Marami nag o-offer pero hindi ko kinakagat. Hirap na ;)
ay dami mo palang credit cards anoh. kakatempt nga pag may CC.
wow daming credit cards. so brave of you para i-cut yun dahil madaming tao ang hindi kaya mag-let go ng credit cards nila kasi nga naman para kang nagshoshopping ng libre, wag mo nga lang i-anticipate yung bill mo pag magshoshopping ka. hahaha.
Good for you for cutting them up! i don't like cc either ... napaka-convenient gamitin na ibaon ka sa utang!
dami mong credit cards ah. good things naisipan mong i-cut as early as now. ako, ayaw ko talaga ng credit card. daming nag-offer pero lahat sinasabihan kong hindi ako interested. hirap mabaon sa utang kaya.
Way to go, Red!
Thank you gali sa padala mo sa kay MamaGirl ha?
My Postcard Friendship Friday post will come later today. Mapa-office ko danay subong nga aga :)
I have three, and i terminate d2 already, it's not worth it...anyway, if you'd be kind to email me your mobile number, i have a few questions to ask...Thanks red...
i have 2 CC..tama si princess dyaniee naka katemp talaga.. may 1 CC im planning na pa cut ko na. pero ang CC nakakatulong naman sa mga emergency lalo na if wala u cash. marunong ka lang gumamit nito.God bless red..
Oh my God, ganitong ganito nga ang sa Shopaholic. Dapat nag-iwan ka ng isa tapos inilibing mo sa yelo at inilagay sa freezer. For emergency lang. haha.
Pati ba naman yung advantage card, di mo pinaligtas. Sayang ang points. haha. Pati yung mabuhay miles. Sayang ang miles. :))
Nuts: Good for you. I eliminated mine too. Isa na lang natira.
Jeanny: Same here.
Dyanie: Sobra. Sa ride on hindi ka makatanngi. Buti na i-cut na lang.
Trizzz: Mahirap magbayad lalo na pag hindi mo utang.
Nance: May advantage naman ang cc pero nakaka attempt nga.
Blue rose: Hirap nga mabaon sa utang.
Zj: Thanks sa gifts really like them!
Sheng: I private plurk mo na lang. Mas babad ako sa plurk keysa text. Nakalagay lang yan sa bag most of the time. hehehe
Bebs: May advantage talaga. You are right.
Allen: May natira pa naman. Ginagamit ko sa paypal. Yung advange card, expired na kaya nadale rin. hehehe
Never akong nagkacredit card kasi wala akong pambayad. hehehe. Napanood mo ba ang movie? Ang ganda super funny.
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